Education
(B71Z)
990 on File
MONSON FREE LIBRARY AND READING ROOM ASSOCIATION
Financial strength (30%)
95/100
Reliability (20%)
55/100
Effectiveness (25%)
78/100
Impact (25%)
No data yet
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CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$449K
Total Revenue
$530K
Total Expenses
$1.9M
Net Assets
0
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
75.2%
Fundraising Efficiency
N/A
Operating Reserve
42.33x
Liability-to-Asset
15.6%
Revenue Diversification
93.2%
Compared with Peers
FY 2025
Compared with 10,291 similar organizations
(United States, Education, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
75.2% | 89.6% |
P10P90
|
Below median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
17.6% | 7.5% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
7.2% | 0.0% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
42.3 mo | 9.1 mo |
P10P90
|
Top quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
15.6% | 0.1% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
93.2% | 87.8% |
P10P90
|
Below median |
|
Revenue growth
Year over year revenue growth
|
13.5% | 6.3% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-3.9% | 7.6% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-18.1% | 3.1% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $449K | $530K | $1.9M | 75.2% | 0 |
| 2024 | $396K | $552K | $1.9M | 79.1% | 0 |
| 2023 | $427K | $463K | $1.9M | 86.2% | 0 |
| 2022 | $412K | $385K | N/A | — | 0 |
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