Community Improvement (S81) IRS Verified DX Registered 990 on File

WOMAN IN BUSINESS INC

EIN: 04-2947253 · STURBRIDGE, MA 01566-0483 · United States · FY 2023 Data

3 out of 5 47 / 100 Based on one year of filings

Financial strength (30%) 68/100

Reliability (20%) 40/100

Effectiveness (25%) 73/100

Impact (25%) No data yet

Financial data: FY 2023 · Scored 9/13/2026

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Mission Statement

Woman in Business, Inc. (WIB) was founded in 1985 by Judith A. Jaeger (Founder/President Emeritus) to connect and support women, and provide a network for sharing business experiences, knowledge, and ventures. As a 501c(3) charitable organization, WIB is governed by a volunteer board of directors and working committees. WIB supports women by fostering networking, sharing information and experiences and providing educational opportunities. WIB holds monthly luncheon programs, networking events, and other social and educational events throughout the year that bring members together to meet and learn from and about each other.

Financial Overview — FY 2023

$22K

Total Revenue

$14K

Total Expenses

$24K

Net Assets

N/A

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 100.0%

Fundraising Efficiency N/A

Operating Reserve 20.02x

Liability-to-Asset N/A

Revenue Diversification 40.5%

Compared with Peers

FY 2023

Compared with 5,508 similar organizations (United States, Community Improvement, under $100K in expenses), FY 2023.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	100.0%	83.6%	P10P90	Top quarter
Operating reserve Months of expenses covered by net assets · higher is better	20.0 mo	24.8 mo	P10P90	Below median
Revenue concentration Share of revenue from the largest source · lower is better	40.5%	99.0%	P10P90	Top quarter
Surplus margin Surplus as a share of revenue	35.8%	11.9%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2023	$22K	$14K	$24K	100.0%	—
2019	$14K	$10K	N/A	—	1

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Organization Details

EIN: 04-2947253
State: MA
City: STURBRIDGE
ZIP: 01566-0483
Classification: S81
Category: Community Improvement
Rating: 3★
Coverage: B
Last Updated: Aug 2026
IRS Ruling Year: 1985
Foundation Code: 16
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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