Charity Search / LIBERTY BANK FOUNDATION
Employment (J32Z) IRS Verified DX Registered 990 on File

LIBERTY BANK FOUNDATION

EIN: 06-1479957 · MIDDLETOWN, CT 06457-4063 · United States · FY 2025 Data
3 out of 5 51 / 100 Based on 2+ years of filings
Financial strength (30%) 91/100
Reliability (20%) 55/100
Effectiveness (25%) 53/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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Financial Overview — FY 2025
$7.5M
Total Revenue
$3.2M
Total Expenses
$46.1M
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 74.0%
Fundraising Efficiency N/A
Operating Reserve 174.85x
Liability-to-Asset 1.4%
Revenue Diversification 83.7%
Executive Compensation $0
Compared with Peers
FY 2025
Compared with 555 similar organizations (United States, Employment, $1M–$10M in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
74.0% 85.3%
P10P90
Bottom quarter
Operating reserve
Months of expenses covered by net assets · higher is better
174.9 mo 11.7 mo
P10P90
Top quarter
Liabilities to assets
Total liabilities / total assets · lower is better
1.4% 13.2%
P10P90
Top quarter
Revenue concentration
Share of revenue from the largest source · lower is better
83.7% 91.8%
P10P90
Above median
Revenue growth
Year over year revenue growth
172.6% 4.3%
P10P90
Expense growth
Year over year expense growth
36.0% 6.3%
P10P90
Surplus margin
Surplus as a share of revenue
57.8% 3.1%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $7.5M $3.2M $46.1M 74.0% —
2024 $2.8M $2.3M $43.1M 89.4% —
2023 $11.0M $1.6M $40.8M 91.8% —
2022 $2.8M $1.7M $27.8M 93.8% —
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Organization Details
EIN
06-1479957
State
CT
City
MIDDLETOWN
ZIP
06457-4063
Classification
J32Z
Category
Employment
Rating
3★
Coverage
A
Last Updated
Aug 2026
Foundation Code
4
Form 990
On File
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