Public Safety & Disaster Relief (M24Z) 990 on File

BAY-RIDGE VOLUNTEER FIRE COMPANY INC

EIN: 14-1732941 · LAKE GEORGE, NY 12845-4616 · United States · FY 2023 Data

3 out of 5 57 / 100 Based on 2+ years of filings

Financial strength (30%) 88/100

Reliability (20%) 55/100

Effectiveness (25%) 78/100

Impact (25%) No data yet

Financial data: FY 2023 · Scored 9/13/2026

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Financial Overview — FY 2023

$656K

Total Revenue

$573K

Total Expenses

$1.3M

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 78.7%

Fundraising Efficiency N/A

Operating Reserve 27.29x

Liability-to-Asset 41.3%

Revenue Diversification 84.4%

Compared with Peers

FY 2023

Compared with 4,145 similar organizations (United States, Public Safety & Disaster Relief, $100K–$1M in expenses), FY 2023.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	78.7%	93.7%	P10P90	Bottom quarter
Admin expense ratio Management and general / total expenses · lower is better	19.2%	4.7%	P10P90	Bottom quarter
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	2.2%	0.0%	P10P90	Bottom quarter
Operating reserve Months of expenses covered by net assets · higher is better	27.3 mo	30.3 mo	P10P90	Below median
Liabilities to assets Total liabilities / total assets · lower is better	41.3%	2.3%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	84.4%	86.6%	P10P90	Above median
Revenue growth Year over year revenue growth	-0.9%	7.7%	P10P90
Expense growth Year over year expense growth	-2.0%	10.6%	P10P90
Surplus margin Surplus as a share of revenue	12.8%	7.1%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %
2023	$656K	$573K	$1.3M	78.7%
2022	$662K	$584K	$1.2M	79.0%
2021	$579K	$535K	N/A	—

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Organization Details

EIN: 14-1732941
State: NY
City: LAKE GEORGE
ZIP: 12845-4616
Classification: M24Z
Category: Public Safety & Disaster Relief
Rating: 3★
Coverage: A
Last Updated: Aug 2026
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

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