Religion-Related (X20) IRS Verified DX Registered 990 on File

HOUSE ON THE ROCK FAMILY MINISTRIES

EIN: 20-0628342 · ELIZABETHTOWN, PA 17022-2004 · United States · FY 2023 Data

3 out of 5 52 / 100 Based on 2+ years of filings

Financial strength (30%) 68/100

Reliability (20%) 55/100

Effectiveness (25%) 81/100

Impact (25%) No data yet

Financial data: FY 2023 · Scored 9/13/2026

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Financial Overview — FY 2023

$902K

Total Revenue

$1.0M

Total Expenses

$453K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 82.4%

Fundraising Efficiency 157.9%

Operating Reserve 5.26x

Liability-to-Asset 32.7%

Revenue Diversification 54.6%

Compared with Peers

FY 2023

Compared with 2,013 similar organizations (United States, Religion-Related, $1M–$10M in expenses), FY 2023.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	82.4%	86.1%	P10P90	Below median
Admin expense ratio Management and general / total expenses · lower is better	10.7%	9.8%	P10P90	Below median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	6.9%	0.7%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	157.9%	142.4%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	5.3 mo	9.2 mo	P10P90	Below median
Liabilities to assets Total liabilities / total assets · lower is better	32.7%	6.2%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	54.6%	94.5%	P10P90	Top quarter
Revenue growth Year over year revenue growth	-21.7%	6.4%	P10P90
Expense growth Year over year expense growth	30.8%	11.6%	P10P90
Surplus margin Surplus as a share of revenue	-14.6%	1.2%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2023	$902K	$1.0M	$453K	82.4%	18
2022	$1.2M	$790K	$584K	80.6%	19
2021	$696K	$591K	N/A	—	12

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Organization Details

EIN: 20-0628342
State: PA
City: ELIZABETHTOWN
ZIP: 17022-2004
Classification: X20
Category: Religion-Related
Rating: 3★
Coverage: A
Last Updated: Aug 2026
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

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