Education (B90) IRS Verified DX Registered 990 on File

READ TO A CHILD INC

EIN: 20-3526239 · WELLESLEY, MA 02481-4113 · United States · FY 2025 Data

3 out of 5 56 / 100 Based on 2+ years of filings

Financial strength (30%) 76/100

Reliability (20%) 55/100

Effectiveness (25%) 88/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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CharityAI™ Score

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Mission Statement

The mission of Read to a Child is to increase children’s success in reading and in life by inspiring adults to read to them regularly. Our vision is that one day all children will have a caring adult read aloud to them, improving their chances to become healthy, productive members of society. The Boston program is the largest program, currently serving 800 children in 16 public elementary schools through 1,000 volunteers.

Financial Overview — FY 2025

$1.5M

Total Revenue

$1.5M

Total Expenses

$983K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 78.2%

Fundraising Efficiency 478.7%

Operating Reserve 7.70x

Liability-to-Asset 6.4%

Revenue Diversification 93.2%

Executive Compensation $155K

Compared with Peers

FY 2025

Compared with 5,421 similar organizations (United States, Education, $1M–$10M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	78.2%	84.2%	P10P90	Below median
Admin expense ratio Management and general / total expenses · lower is better	6.7%	12.9%	P10P90	Above median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	15.1%	0.0%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	478.7%	60.7%	P10P90	Bottom quarter
Operating reserve Months of expenses covered by net assets · higher is better	7.7 mo	9.0 mo	P10P90	Below median
Liabilities to assets Total liabilities / total assets · lower is better	6.4%	21.7%	P10P90	Above median
Revenue concentration Share of revenue from the largest source · lower is better	93.2%	89.4%	P10P90	Below median
Revenue growth Year over year revenue growth	0.0%	5.0%	P10P90
Expense growth Year over year expense growth	3.5%	6.1%	P10P90
Surplus margin Surplus as a share of revenue	1.0%	3.0%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$1.5M	$1.5M	$983K	78.2%	73
2024	$1.5M	$1.5M	$968K	77.8%	65
2023	$1.7M	$1.5M	$902K	75.7%	68
2022	$1.5M	$1.3M	$710K	70.0%	51
2021	$1.4M	$1.1M	N/A	—	52

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Organization Details

EIN: 20-3526239
State: MA
City: WELLESLEY
ZIP: 02481-4113
Classification: B90
Category: Education
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 2002
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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