Charity Search / DEFENDER COMPANY NO 4 VFD INC
Public Safety & Disaster Relief (M24) 990 on File

DEFENDER COMPANY NO 4 VFD INC

EIN: 20-5841194 · ELMWOOD PARK, NJ 07407-0094 · United States · FY 2025 Data
3 out of 5 44 / 100 Based on 2+ years of filings
Financial strength (30%) 70/100
Reliability (20%) 50/100
Effectiveness (25%) 51/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2025
$38K
Total Revenue
$43K
Total Expenses
$141K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 100.0%
Fundraising Efficiency N/A
Operating Reserve 39.40x
Liability-to-Asset N/A
Revenue Diversification 50.8%
Compared with Peers
FY 2025
Compared with 1,273 similar organizations (United States, Public Safety & Disaster Relief, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
100.0% 89.8%
P10P90
Top quarter
Operating reserve
Months of expenses covered by net assets · higher is better
39.4 mo 43.1 mo
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
50.8% 89.3%
P10P90
Top quarter
Revenue growth
Year over year revenue growth
41.8% -1.1%
P10P90
Expense growth
Year over year expense growth
44.9% -1.6%
P10P90
Surplus margin
Surplus as a share of revenue
-12.3% 21.0%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $38K $43K $141K 100.0%
2024 $27K $30K $146K 100.0%
2023 $31K $29K $149K 100.0%
2022 $23K $33K $147K 100.0%
2021 $67K $34K N/A 1
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Organization Details
EIN
20-5841194
State
NJ
City
ELMWOOD PARK
ZIP
07407-0094
Classification
M24
Category
Public Safety & Disaster Relief
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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