Education
(B71B)
IRS Verified
DX Registered
990 on File
BERGEN COUNTY COOPERATIVE LIBRARY SYSTEM INC
Financial strength (30%)
86/100
Reliability (20%)
55/100
Effectiveness (25%)
85/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$4.4M
Total Revenue
$4.0M
Total Expenses
$1.8M
Net Assets
24
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
85.6%
Fundraising Efficiency
N/A
Operating Reserve
5.25x
Liability-to-Asset
43.5%
Revenue Diversification
88.3%
Compared with Peers
FY 2025
Compared with 5,421 similar organizations
(United States, Education, $1M–$10M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
85.6% | 84.2% |
P10P90
|
Above median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
14.4% | 12.9% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
5.3 mo | 9.0 mo |
P10P90
|
Below median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
43.5% | 21.7% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
88.3% | 89.4% |
P10P90
|
Above median |
|
Surplus margin
Surplus as a share of revenue
|
7.9% | 3.0% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $4.4M | $4.0M | $1.8M | 85.6% | 24 |
| 2023 | $4.1M | $3.9M | $1.4M | 86.9% | 29 |
| 2022 | $3.9M | $3.7M | $1.2M | 88.5% | 27 |
| 2021 | $3.7M | $3.6M | N/A | — | 25 |
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