Human Services (P80Z) IRS Verified DX Registered 990 on File

PROSPECTUS ASSOCIATES INC

EIN: 23-2023612 · READING, PA 19604-1551 · United States · FY 2025 Data

3 out of 5 57 / 100 Based on 2+ years of filings

Financial strength (30%) 81/100

Reliability (20%) 55/100

Effectiveness (25%) 88/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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Financial Overview — FY 2025

$24.1M

Total Revenue

$20.8M

Total Expenses

$19.7M

Net Assets

351

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 84.7%

Fundraising Efficiency 484.2%

Operating Reserve 11.33x

Liability-to-Asset 10.2%

Revenue Diversification 97.7%

Executive Compensation $549K

Compared with Peers

FY 2025

Compared with 1,112 similar organizations (United States, Human Services, $10M–$100M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	84.7%	87.2%	P10P90	Below median
Admin expense ratio Management and general / total expenses · lower is better	14.7%	11.3%	P10P90	Below median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	0.6%	0.4%	P10P90	Below median
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	484.2%	468.0%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	11.3 mo	7.5 mo	P10P90	Above median
Liabilities to assets Total liabilities / total assets · lower is better	10.2%	26.6%	P10P90	Top quarter
Revenue concentration Share of revenue from the largest source · lower is better	97.7%	91.4%	P10P90	Bottom quarter
Revenue growth Year over year revenue growth	19.7%	6.3%	P10P90
Expense growth Year over year expense growth	6.7%	5.3%	P10P90
Surplus margin Surplus as a share of revenue	13.6%	2.8%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$24.1M	$20.8M	$19.7M	84.7%	351
2024	$20.2M	$19.5M	$16.2M	83.2%	329
2023	$18.9M	$18.2M	$15.6M	83.5%	329
2022	$22.6M	$17.7M	$14.9M	83.0%	334
2021	$19.1M	$17.9M	N/A	—	475

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Organization Details

EIN: 23-2023612
State: PA
City: READING
ZIP: 19604-1551
Classification: P80Z
Category: Human Services
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1977
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

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