Housing & Shelter (L200) IRS Verified DX Registered 990 on File

NEIGHBORHOOD HOUSING SERVICES OF CHICAGO INC

EIN: 23-7443009 · CHICAGO, IL 60607-3032 · United States · FY 2025 Data

3 out of 5 40 / 100 Based on 2+ years of filings

Financial strength (30%) 43/100

Reliability (20%) 55/100

Effectiveness (25%) 63/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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Mission Statement

A nonprofit organization established in 1975, NHS is committed to offering Chicago residents affordable resources so they can buy, fix, and keep their homes. We partner with residents, block clubs, neighborhood organizations, financial institutions, the City of Chicago, insurance companies, corporations and foundations so that families can protect and preserve their single biggest investment—their homes. Our mission is creating opportunities for people to live in affordable homes, improve their lives, and strengthen their neighborhoods.

Financial Overview — FY 2025

$8.9M

Total Revenue

$6.7M

Total Expenses

$-1,215,042

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 52.9%

Fundraising Efficiency 384.7%

Operating Reserve -2.18x

Liability-to-Asset 110.1%

Revenue Diversification 55.3%

Executive Compensation $646K

Compared with Peers

FY 2025

Compared with 1,101 similar organizations (United States, Housing & Shelter, $1M–$10M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	52.9%	86.6%	P10P90	Bottom quarter
Admin expense ratio Management and general / total expenses · lower is better	40.6%	10.4%	P10P90	Bottom quarter
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	6.5%	0.0%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	384.7%	234.8%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	-2.2 mo	13.6 mo	P10P90	Bottom quarter
Liabilities to assets Total liabilities / total assets · lower is better	110.1%	30.2%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	55.3%	88.1%	P10P90	Top quarter
Revenue growth Year over year revenue growth	46.3%	6.3%	P10P90
Expense growth Year over year expense growth	-30.9%	5.2%	P10P90
Surplus margin Surplus as a share of revenue	25.1%	4.4%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$8.9M	$6.7M	$-1,215,042	52.9%	89
2024	$6.1M	$9.7M	$-3,465,234	59.7%	96
2023	$8.1M	$6.1M	$112K	33.5%	93
2022	$4.6M	$5.4M	N/A	—	82
2021	$7.0M	$3.7M	N/A	—	80

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Organization Details

EIN: 23-7443009
State: IL
City: CHICAGO
ZIP: 60607-3032
Classification: L200
Category: Housing & Shelter
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1975
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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