Employment
(J23Z)
990 on File
THE BREAD BAKERS GUILD OF AMERICA
Financial strength (30%)
67/100
Reliability (20%)
55/100
Effectiveness (25%)
61/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$467K
Total Revenue
$544K
Total Expenses
$541K
Net Assets
5
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
55.8%
Fundraising Efficiency
N/A
Operating Reserve
11.93x
Liability-to-Asset
1.2%
Revenue Diversification
70.9%
Executive Compensation
$127K
Compared with Peers
FY 2025
Compared with 481 similar organizations
(United States, Employment, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
55.8% | 82.8% |
P10P90
|
Bottom quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
37.2% | 13.4% |
P10P90
|
Bottom quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
7.0% | 0.0% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
11.9 mo | 8.3 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
1.2% | 2.7% |
P10P90
|
Above median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
70.9% | 94.4% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
-13.3% | 6.8% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-10.6% | 5.4% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-16.6% | 3.4% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $467K | $544K | $541K | 55.8% | 5 |
| 2024 | $538K | $609K | $619K | 59.5% | 4 |
| 2023 | $434K | $432K | $689K | 56.5% | 3 |
| 2022 | $452K | $396K | $687K | 51.3% | 5 |
| 2021 | $363K | $373K | N/A | — | 5 |
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