Housing & Shelter
(L20)
990 on File
NORTH CENTRAL HOUSING INC
Financial strength (30%)
89/100
Reliability (20%)
50/100
Effectiveness (25%)
61/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$258K
Total Revenue
$240K
Total Expenses
$334K
Net Assets
1
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
83.7%
Fundraising Efficiency
N/A
Operating Reserve
16.67x
Liability-to-Asset
67.1%
Revenue Diversification
97.7%
Executive Compensation
$8K
Compared with Peers
FY 2025
Compared with 2,936 similar organizations
(United States, Housing & Shelter, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
83.7% | 87.3% |
P10P90
|
Below median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
16.3% | 11.8% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
16.7 mo | 13.5 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
67.1% | 21.9% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
97.7% | 90.8% |
P10P90
|
Below median |
|
Revenue growth
Year over year revenue growth
|
8.9% | 4.8% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-0.7% | 4.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
7.0% | -6.0% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $258K | $240K | $334K | 83.7% | 1 |
| 2024 | $237K | $242K | $315K | 82.3% | 1 |
| 2023 | $196K | $213K | $320K | 77.1% | 0 |
| 2022 | $190K | $203K | $336K | 76.8% | 1 |
| 2021 | $179K | $168K | N/A | — | 1 |
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