Medical Research (H99) 990 on File

INSTITUTE FOR RESEARCH ON UNLIMITED LOVE

EIN: 34-1961143 · STONY BROOK, NY 11790-0590 · United States · FY 2026 Data

3 out of 5 48 / 100 Based on 2+ years of filings

Financial strength (30%) 74/100

Reliability (20%) 55/100

Effectiveness (25%) 58/100

Impact (25%) No data yet

Financial data: FY 2026 · Scored 10/18/2026

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CharityAI™ Score

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Financial Overview — FY 2026

$59K

Total Revenue

$116K

Total Expenses

$743K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 58.2%

Fundraising Efficiency N/A

Operating Reserve 76.96x

Liability-to-Asset 0.7%

Revenue Diversification 51.9%

Compared with Peers

FY 2026

Compared with 13 similar organizations (United States, Medical Research, $100K–$1M in expenses), FY 2026.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	58.2%	81.8%	P10P90	Bottom quarter
Admin expense ratio Management and general / total expenses · lower is better	15.8%	15.8%	P10P90	Below median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	26.1%	0.0%	P10P90	Bottom quarter
Operating reserve Months of expenses covered by net assets · higher is better	77.0 mo	12.4 mo	P10P90	Top quarter
Liabilities to assets Total liabilities / total assets · lower is better	0.7%	6.4%	P10P90	Above median
Revenue concentration Share of revenue from the largest source · lower is better	51.9%	85.4%	P10P90	Top quarter
Revenue growth Year over year revenue growth	5.5%	5.5%	P10P90
Expense growth Year over year expense growth	368.8%	8.9%	P10P90
Surplus margin Surplus as a share of revenue	-95.7%	0.0%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2026	$59K	$116K	$743K	58.2%	0
2025	$56K	$25K	$737K	12.3%	0
2024	$335K	$28K	$671K	18.0%	0
2023	$25K	$31K	$338K	3.2%	—
2022	$47K	$35K	N/A	—	1

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Organization Details

EIN: 34-1961143
State: NY
City: STONY BROOK
ZIP: 11790-0590
Classification: H99
Category: Medical Research
Rating: 3★
Coverage: A
Last Updated: Aug 2026
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

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