Charity Search / BIBLE DOCTRINES TO LIVE BY INC
Religion-Related (X21Z) 990 on File

BIBLE DOCTRINES TO LIVE BY INC

EIN: 38-2405600 · COMSTOCK PARK, MI 49321-0564 · United States · FY 2025 Data
3 out of 5 51 / 100 Based on 2+ years of filings
Financial strength (30%) 67/100
Reliability (20%) 55/100
Effectiveness (25%) 81/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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Financial Overview — FY 2025
$291K
Total Revenue
$354K
Total Expenses
$766K
Net Assets
6
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 100.0%
Fundraising Efficiency N/A
Operating Reserve 25.97x
Liability-to-Asset 7.0%
Revenue Diversification 83.2%
Compared with Peers
FY 2025
Compared with 4,018 similar organizations (United States, Religion-Related, $100K–$1M in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
100.0% 87.7%
P10P90
Top quarter
Admin expense ratio
Management and general / total expenses · lower is better
0.0% 8.2%
P10P90
Top quarter
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
0.0% 0.0%
P10P90
Top quarter
Operating reserve
Months of expenses covered by net assets · higher is better
26.0 mo 7.7 mo
P10P90
Top quarter
Liabilities to assets
Total liabilities / total assets · lower is better
7.0% 0.2%
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
83.2% 99.5%
P10P90
Top quarter
Surplus margin
Surplus as a share of revenue
-21.5% 2.4%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $291K $354K $766K 100.0% 6
2023 $657K $361K $888K 100.0% 7
2022 $257K $328K $584K 100.0% 6
2021 $271K $285K N/A 6
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Organization Details
EIN
38-2405600
State
MI
City
COMSTOCK PARK
ZIP
49321-0564
Classification
X21Z
Category
Religion-Related
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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