Charity Search / CHAMBER FOUNDATION INC
Philanthropy & Grantmaking (T21) 990 on File

CHAMBER FOUNDATION INC

EIN: 38-3583209 · OWOSSO, MI 48867-2807 · United States · FY 2024 Data
3 out of 5 43 / 100 Based on 2+ years of filings
Financial strength (30%) 55/100
Reliability (20%) 55/100
Effectiveness (25%) 61/100
Impact (25%) No data yet
Financial data: FY 2024 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2024
$6K
Total Revenue
$7K
Total Expenses
$18K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 96.2%
Fundraising Efficiency N/A
Operating Reserve 33.18x
Liability-to-Asset 40.7%
Revenue Diversification 100.0%
Compared with Peers
FY 2024
Compared with 21,182 similar organizations (United States, Philanthropy & Grantmaking, under $100K in expenses), FY 2024.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
96.2% 86.8%
P10P90
Above median
Operating reserve
Months of expenses covered by net assets · higher is better
33.2 mo 122.3 mo
P10P90
Below median
Liabilities to assets
Total liabilities / total assets · lower is better
40.7% 0.0%
P10P90
Bottom quarter
Revenue concentration
Share of revenue from the largest source · lower is better
100.0% 94.5%
P10P90
Bottom quarter
Revenue growth
Year over year revenue growth
-56.4% 9.1%
P10P90
Expense growth
Year over year expense growth
-25.9% 0.1%
P10P90
Surplus margin
Surplus as a share of revenue
-10.6% 7.1%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2024 $6K $7K $18K 96.2% —
2023 $14K $9K $19K 97.2% —
2022 $770 $470 $14K 100.0% —
2021 $1K $3K N/A — 1
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Organization Details
EIN
38-3583209
State
MI
City
OWOSSO
ZIP
48867-2807
Classification
T21
Category
Philanthropy & Grantmaking
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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