Community Improvement
(S200)
990 on File
TWO RIVERS MAIN STREET INC
Financial strength (30%)
57/100
Reliability (20%)
55/100
Effectiveness (25%)
41/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$97K
Total Revenue
$101K
Total Expenses
$6K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
60.6%
Fundraising Efficiency
55.9%
Operating Reserve
0.69x
Liability-to-Asset
10.6%
Revenue Diversification
65.2%
Compared with Peers
FY 2025
Compared with 2,137 similar organizations
(United States, Community Improvement, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
60.6% | 84.4% |
P10P90
|
Bottom quarter |
|
Fundraising efficiency
Fundraising expenses / gross fundraising income
· lower is better
|
55.9% | 8.3% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
0.7 mo | 11.1 mo |
P10P90
|
Bottom quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
10.6% | 2.2% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
65.2% | 91.6% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
10.1% | 4.2% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
17.3% | 8.4% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-4.0% | 2.7% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $97K | $101K | $6K | 60.6% | — |
| 2024 | $88K | $86K | $10K | 85.0% | — |
| 2023 | $113K | $106K | $8K | 80.9% | — |
| 2022 | $119K | $99K | $19K | 52.8% | 1 |
| 2021 | $83K | $95K | N/A | — | 1 |
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