Employment (J20) IRS Verified DX Registered 990 on File

DREAMS TO REALITY

EIN: 43-1904652 · JEFFERSON CTY, MO 65101-2912 · United States · FY 2025 Data

3 out of 5 59 / 100 Based on 2+ years of filings

Financial strength (30%) 95/100

Reliability (20%) 81/100

Effectiveness (25%) 78/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 10/18/2026

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CharityAI™ Score

out of 100

Mission Statement

Dreams to Reality empowers women to pursue meaningful and sustainable careers through professional attire, workshops, and career development services that build confidence and preparedness.

Financial Overview — FY 2025

$161K

Total Revenue

$75K

Total Expenses

$222K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 78.4%

Fundraising Efficiency 0.0%

Operating Reserve 35.35x

Liability-to-Asset 0.0%

Revenue Diversification 99.7%

Compared with Peers

FY 2025

Compared with 310 similar organizations (United States, Employment, under $100K in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	78.4%	79.6%	P10P90	Below median
Admin expense ratio Management and general / total expenses · lower is better	21.6%	15.3%	P10P90	Below median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	0.0%	0.0%	P10P90	Top quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	0.0%	16.4%	P10P90	Top quarter
Operating reserve Months of expenses covered by net assets · higher is better	35.4 mo	16.4 mo	P10P90	Above median
Liabilities to assets Total liabilities / total assets · lower is better	0.0%	0.0%	P10P90	Top quarter
Revenue concentration Share of revenue from the largest source · lower is better	99.7%	100.0%	P10P90	Above median
Surplus margin Surplus as a share of revenue	53.1%	14.9%	P10P90

CharityAI™ Evaluation — 2025

23 / 100

Financial

Reliability

Effectiveness

Impact

Financial Strength (30%) 0

Reliability & Transparency (20%) 61

Program Effectiveness (25%) 33

Impact & Outcomes (25%) 10

0 programs

IRS Verified 85% Data Complete

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$161K	$75K	$222K	78.4%	0
2023	$103K	$79K	$105K	75.3%	—
2022	$70K	$60K	$81K	70.8%	—
2021	$115K	$46K	N/A	—	1

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Organization Details

EIN: 43-1904652
State: MO
City: JEFFERSON CTY
ZIP: 65101-2912
Classification: J20
Category: Employment
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 2000
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
An organization that is not in good standing with its registry (for example a revoked tax exemption) is shown as Not rated.
"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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