Charity Search / INSTRUMENTS 4 LIFE
Recreation & Sports (N20) IRS Verified DX Registered 990 on File

INSTRUMENTS 4 LIFE

EIN: 45-2996765 · LUTZ, FL 33548-4488 · United States · FY 2025 Data
3 out of 5 53 / 100 Based on 2+ years of filings
Financial strength (30%) 73/100
Reliability (20%) 50/100
Effectiveness (25%) 83/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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Mission Statement

Instrument’s 4 Life mission is to create lasting change in the lives of youth in at-risk communities by providing positive social and educational outlets through music and the arts.

Financial Overview — FY 2025
$227K
Total Revenue
$221K
Total Expenses
$66K
Net Assets
2
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 95.3%
Fundraising Efficiency 11.1%
Operating Reserve 3.61x
Liability-to-Asset 0.0%
Revenue Diversification 91.1%
Executive Compensation $68K
Compared with Peers
FY 2025
Compared with 5,798 similar organizations (United States, Recreation & Sports, $100K–$1M in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
95.3% 95.2%
P10P90
Above median
Admin expense ratio
Management and general / total expenses · lower is better
4.0% 3.4%
P10P90
Below median
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
0.8% 0.0%
P10P90
Bottom quarter
Fundraising efficiency
Fundraising expenses / gross fundraising income · lower is better
11.1% 0.0%
P10P90
Below median
Operating reserve
Months of expenses covered by net assets · higher is better
3.6 mo 6.3 mo
P10P90
Below median
Liabilities to assets
Total liabilities / total assets · lower is better
0.0% 0.0%
P10P90
Top quarter
Revenue concentration
Share of revenue from the largest source · lower is better
91.1% 89.4%
P10P90
Below median
Revenue growth
Year over year revenue growth
21.1% 6.1%
P10P90
Expense growth
Year over year expense growth
19.1% 7.6%
P10P90
Surplus margin
Surplus as a share of revenue
2.9% 2.8%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $227K $221K $66K 95.3% 2
2024 $188K $185K $60K 94.1% 0
2023 $132K $145K $57K 92.8%
2022 $93K $89K $70K 82.2%
2021 $140K $74K N/A 1
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Organization Details
EIN
45-2996765
State
FL
City
LUTZ
ZIP
33548-4488
Classification
N20
Category
Recreation & Sports
Rating
3★
Coverage
A
Last Updated
Aug 2026
IRS Ruling Year
2011
Foundation Code
15
Form 990
On File
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