Charity Search / MONTEREY BAY OFFICERS SPOUSES CLUB INC
Philanthropy & Grantmaking (T12) IRS Verified DX Registered 990 on File

MONTEREY BAY OFFICERS SPOUSES CLUB INC

EIN: 45-4527109 · MONTEREY, CA 93942-0000 · United States · FY 2026 Data
3 out of 5 42 / 100 Based on 2+ years of filings
Financial strength (30%) 80/100
Reliability (20%) 50/100
Effectiveness (25%) 33/100
Impact (25%) No data yet
Financial data: FY 2026 · Scored 10/18/2026
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CharityAI™ Score
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Financial Overview — FY 2026
$989
Total Revenue
$5K
Total Expenses
$12K
Net Assets
N/A
Employees
Revenue Sources
Program Expense Ratio N/A
Fundraising Efficiency 0.0%
Operating Reserve 30.21x
Liability-to-Asset N/A
Revenue Diversification 74.9%
Compared with Peers
FY 2026
Compared with 776 similar organizations (United States, Philanthropy & Grantmaking, under $100K in expenses), FY 2026.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Fundraising efficiency
Fundraising expenses / gross fundraising income · lower is better
0.0% 49.3%
P10P90
Top quarter
Operating reserve
Months of expenses covered by net assets · higher is better
30.2 mo 139.6 mo
P10P90
Bottom quarter
Revenue concentration
Share of revenue from the largest source · lower is better
74.9% 89.4%
P10P90
Above median
Revenue growth
Year over year revenue growth
-19.7% 13.8%
P10P90
Expense growth
Year over year expense growth
-52.7% 5.9%
P10P90
Surplus margin
Surplus as a share of revenue
-394.2% 17.5%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2026 $989 $5K $12K — —
2025 $1K $10K $16K 68.6% —
2024 $8K $4K $25K 36.7% —
2023 $463 $3K $21K 100.0% —
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Organization Details
EIN
45-4527109
State
CA
City
MONTEREY
ZIP
93942-0000
Classification
T12
Category
Philanthropy & Grantmaking
Rating
3★
Coverage
A
Last Updated
Aug 2026
IRS Ruling Year
1961
Foundation Code
16
Form 990
On File
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