Charity Search / 3 RIVERS CREDIT UNION FOUNDATION INC
Philanthropy & Grantmaking (T20) 990 on File

3 RIVERS CREDIT UNION FOUNDATION INC

EIN: 47-2259834 · FORT WAYNE, IN 46825-6554 · United States · FY 2023 Data
3 out of 5 44 / 100 Based on 2+ years of filings
Financial strength (30%) 70/100
Reliability (20%) 50/100
Effectiveness (25%) 51/100
Impact (25%) No data yet
Financial data: FY 2023 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2023
$251K
Total Revenue
$235K
Total Expenses
$596K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 100.0%
Fundraising Efficiency N/A
Operating Reserve 30.45x
Liability-to-Asset 0.0%
Revenue Diversification 99.7%
Executive Compensation $0
Compared with Peers
FY 2023
Compared with 26,148 similar organizations (United States, Philanthropy & Grantmaking, $100K–$1M in expenses), FY 2023.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
100.0% 90.7%
P10P90
Top quarter
Operating reserve
Months of expenses covered by net assets · higher is better
30.5 mo 106.5 mo
P10P90
Below median
Liabilities to assets
Total liabilities / total assets · lower is better
0.0% 0.0%
P10P90
Top quarter
Revenue concentration
Share of revenue from the largest source · lower is better
99.7% 90.6%
P10P90
Below median
Revenue growth
Year over year revenue growth
0.0% 4.1%
P10P90
Expense growth
Year over year expense growth
-1.4% 2.5%
P10P90
Surplus margin
Surplus as a share of revenue
6.4% -10.5%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2023 $251K $235K $596K 100.0%
2022 $251K $238K $586K 100.0%
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Organization Details
EIN
47-2259834
State
IN
City
FORT WAYNE
ZIP
46825-6554
Classification
T20
Category
Philanthropy & Grantmaking
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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