Housing & Shelter
(L20)
990 on File
ESSENTIAL LIVING INC
Financial strength (30%)
47/100
Reliability (20%)
50/100
Effectiveness (25%)
61/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$608K
Total Revenue
$1.0M
Total Expenses
$-1,687,501
Net Assets
0
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
94.9%
Fundraising Efficiency
N/A
Operating Reserve
-19.84x
Liability-to-Asset
117.5%
Revenue Diversification
89.9%
Compared with Peers
FY 2025
Compared with 1,101 similar organizations
(United States, Housing & Shelter, $1M–$10M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
94.9% | 86.6% |
P10P90
|
Top quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
5.1% | 10.4% |
P10P90
|
Top quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
-19.8 mo | 13.6 mo |
P10P90
|
Bottom quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
117.5% | 30.2% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
89.9% | 88.1% |
P10P90
|
Below median |
|
Revenue growth
Year over year revenue growth
|
-3.1% | 6.3% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
30.0% | 5.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-67.8% | 4.4% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $608K | $1.0M | $-1,687,501 | 94.9% | 0 |
| 2024 | $628K | $785K | $-1,275,287 | 94.5% | 0 |
| 2023 | $603K | $870K | $-1,118,499 | 94.4% | 0 |
| 2022 | $380K | $574K | $-851,151 | 93.7% | 0 |
| 2021 | $343K | $428K | N/A | — | 0 |
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