Housing & Shelter
(L20)
990 on File
SOUTHWEST TENNESSEE COMMUNITY DEVELOPMENT CORPORATION
Financial strength (30%)
74/100
Reliability (20%)
50/100
Effectiveness (25%)
68/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$856K
Total Revenue
$426K
Total Expenses
$2.9M
Net Assets
1
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
99.9%
Fundraising Efficiency
N/A
Operating Reserve
83.03x
Liability-to-Asset
1.9%
Revenue Diversification
65.7%
Compared with Peers
FY 2025
Compared with 2,936 similar organizations
(United States, Housing & Shelter, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
99.9% | 87.3% |
P10P90
|
Top quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
0.1% | 11.8% |
P10P90
|
Top quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
83.0 mo | 13.5 mo |
P10P90
|
Top quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
1.9% | 21.9% |
P10P90
|
Top quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
65.7% | 90.8% |
P10P90
|
Above median |
|
Revenue growth
Year over year revenue growth
|
45.5% | 4.8% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
10.0% | 4.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
50.3% | -6.0% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $856K | $426K | $2.9M | 99.9% | 1 |
| 2024 | $588K | $387K | $2.5M | 99.8% | 1 |
| 2023 | $329K | $328K | $2.3M | 96.4% | 1 |
| 2022 | $395K | $473K | $2.6M | 91.4% | 1 |
| 2021 | $410K | $448K | N/A | — | 1 |
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