International Affairs (Q320) IRS Verified DX Registered 990 on File

JUNIOR ACHIEVEMENT USA

EIN: 61-0997385 · BOWLING GREEN, KY 42104-5459 · United States · FY 2025 Data

2 out of 5 35 / 100 Based on 2+ years of filings

Financial strength (30%) 40/100

Reliability (20%) 55/100

Effectiveness (25%) 48/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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Financial Overview — FY 2025

$258K

Total Revenue

$281K

Total Expenses

$506K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 47.8%

Fundraising Efficiency 73.2%

Operating Reserve 21.58x

Liability-to-Asset 7.6%

Revenue Diversification 86.3%

Compared with Peers

FY 2025

Compared with 1,413 similar organizations (United States, International Affairs, $100K–$1M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	47.8%	89.8%	P10P90	Bottom quarter
Admin expense ratio Management and general / total expenses · lower is better	19.6%	6.0%	P10P90	Bottom quarter
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	32.6%	0.0%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	73.2%	17.0%	P10P90	Bottom quarter
Operating reserve Months of expenses covered by net assets · higher is better	21.6 mo	7.2 mo	P10P90	Top quarter
Liabilities to assets Total liabilities / total assets · lower is better	7.6%	0.0%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	86.3%	99.8%	P10P90	Top quarter
Revenue growth Year over year revenue growth	-22.5%	7.2%	P10P90
Expense growth Year over year expense growth	13.8%	7.1%	P10P90
Surplus margin Surplus as a share of revenue	-8.9%	2.0%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$258K	$281K	$506K	47.8%	3
2024	$333K	$247K	$509K	49.0%	4
2023	$321K	$262K	$402K	51.6%	3
2022	$250K	$273K	N/A	—	3

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Organization Details

EIN: 61-0997385
State: KY
City: BOWLING GREEN
ZIP: 42104-5459
Classification: Q320
Category: International Affairs
Rating: 2★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1919
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

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