Charity Search / CALVERT INDUSTRIAL MUTUAL AID PROGRAM
Mutual & Membership Benefit (Y99) 990 on File

CALVERT INDUSTRIAL MUTUAL AID PROGRAM

EIN: 61-1240476 · CALVERT CITY, KY 42029-8953 · United States · FY 2025 Data
3 out of 5 44 / 100 Based on 2+ years of filings
Financial strength (30%) 73/100
Reliability (20%) 45/100
Effectiveness (25%) 51/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 10/18/2026
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CharityAI™ Score
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Financial Overview — FY 2025
$85K
Total Revenue
$70K
Total Expenses
$79K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 100.0%
Fundraising Efficiency N/A
Operating Reserve 13.52x
Liability-to-Asset 0.0%
Revenue Diversification 0.1%
Compared with Peers
FY 2025
Compared with 167 similar organizations (United States, Mutual & Membership Benefit, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
100.0% 88.9%
P10P90
Top quarter
Operating reserve
Months of expenses covered by net assets · higher is better
13.5 mo 39.5 mo
P10P90
Below median
Liabilities to assets
Total liabilities / total assets · lower is better
0.0% 0.0%
P10P90
Top quarter
Revenue concentration
Share of revenue from the largest source · lower is better
0.1% 91.9%
P10P90
Top quarter
Surplus margin
Surplus as a share of revenue
17.3% 20.0%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $85K $70K $79K 100.0% —
2023 $88K $95K $22K 100.0% —
2022 $81K $139K $29K 100.0% —
2021 $84K $10K N/A — 1
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Organization Details
EIN
61-1240476
State
KY
City
CALVERT CITY
ZIP
42029-8953
Classification
Y99
Category
Mutual & Membership Benefit
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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