Mutual & Membership Benefit
(Y43)
990 on File
ISLAMORADA FIREFIGHTERS BENEVOLENT ASSOCIATION INC
Financial strength (30%)
90/100
Reliability (20%)
55/100
Effectiveness (25%)
41/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$52K
Total Revenue
$19K
Total Expenses
$147K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
72.8%
Fundraising Efficiency
N/A
Operating Reserve
94.13x
Liability-to-Asset
N/A
Revenue Diversification
99.3%
Compared with Peers
FY 2025
Compared with 167 similar organizations
(United States, Mutual & Membership Benefit, under $100K in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
72.8% | 88.9% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
94.1 mo | 39.5 mo |
P10P90
|
Above median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
99.3% | 91.9% |
P10P90
|
Below median |
|
Revenue growth
Year over year revenue growth
|
16.6% | 8.9% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-62.1% | 4.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
63.8% | 20.0% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $52K | $19K | $147K | 72.8% | — |
| 2024 | $44K | $49K | $114K | 79.8% | — |
| 2023 | $61K | $80K | $119K | 95.6% | — |
| 2022 | $84K | $83K | $137K | 94.7% | — |
| 2021 | $144K | $54K | N/A | — | 1 |
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