Education (B20) IRS Verified DX Registered 990 on File

ST BERNARDS CATHOLIC SCHOOLS

EIN: 68-0462363 · EUREKA, CA 95501-4308 · United States · FY 2025 Data

3 out of 5 56 / 100 Based on 2+ years of filings

Financial strength (30%) 77/100

Reliability (20%) 55/100

Effectiveness (25%) 88/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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Mission Statement

St. Bernard's Catholic School is Northern California's leading Roman Catholic collage preparatory institution. Since opening our doors in 1912, our loyalty to the Magisterium and our focus on the individual student has been our mission. St. Bernard's Catholic School caters to young adults and children who respond well in small classes, a structured academic routine and strong faculty support. Our curriculum is driven, in large measure by the Magisterium, a global economy and the expectation of leading colleges and universities. Our mission is to prepare students for success and achievement upon graduating from our educational institution through faith, intellect and service.

Financial Overview — FY 2025

$4.6M

Total Revenue

$4.3M

Total Expenses

$1.4M

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 87.7%

Fundraising Efficiency 115.8%

Operating Reserve 3.98x

Liability-to-Asset 43.1%

Revenue Diversification 60.1%

Executive Compensation $156K

Compared with Peers

FY 2025

Compared with 5,421 similar organizations (United States, Education, $1M–$10M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	87.7%	84.2%	P10P90	Above median
Admin expense ratio Management and general / total expenses · lower is better	9.5%	12.9%	P10P90	Above median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	2.8%	0.0%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	115.8%	60.7%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	4.0 mo	9.0 mo	P10P90	Below median
Liabilities to assets Total liabilities / total assets · lower is better	43.1%	21.7%	P10P90	Below median
Revenue concentration Share of revenue from the largest source · lower is better	60.1%	89.4%	P10P90	Top quarter
Revenue growth Year over year revenue growth	23.0%	5.0%	P10P90
Expense growth Year over year expense growth	6.9%	6.1%	P10P90
Surplus margin Surplus as a share of revenue	7.2%	3.0%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$4.6M	$4.3M	$1.4M	87.7%	60
2024	$3.8M	$4.0M	$1.1M	86.4%	63
2023	$3.7M	$3.6M	$1.3M	86.8%	53
2022	$2.7M	$3.2M	$1.3M	87.6%	48
2021	$3.9M	$2.2M	N/A	—	48

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Organization Details

EIN: 68-0462363
State: CA
City: EUREKA
ZIP: 95501-4308
Classification: B20
Category: Education
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1912
Foundation Code: 11
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

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