Community Improvement
(S80)
990 on File
CREDIT ABUSE RESISTANCE EDUCATION
Financial strength (30%)
53/100
Reliability (20%)
50/100
Effectiveness (25%)
31/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2024
$48K
Total Revenue
$25K
Total Expenses
$201K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
27.2%
Fundraising Efficiency
N/A
Operating Reserve
96.71x
Liability-to-Asset
2.6%
Revenue Diversification
100.0%
Compared with Peers
FY 2024
Compared with 4,006 similar organizations
(United States, Community Improvement, under $100K in expenses), FY 2024.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
27.2% | 81.7% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
96.7 mo | 23.9 mo |
P10P90
|
Top quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
2.6% | 0.0% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
100.0% | 98.4% |
P10P90
|
Below median |
|
Revenue growth
Year over year revenue growth
|
-20.4% | -1.9% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-59.3% | -1.6% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
48.5% | 11.7% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2024 | $48K | $25K | $201K | 27.2% | — |
| 2023 | $61K | $61K | $175K | 58.8% | — |
| 2022 | $164K | $291K | $169K | 59.4% | — |
| 2021 | $416K | $320K | N/A | — | 1 |
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