Mutual & Membership Benefit
(Y12)
990 on File
CHARITYONTOP FOUNDATION INC
Financial strength (30%)
59/100
Reliability (20%)
50/100
Effectiveness (25%)
78/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$491K
Total Revenue
$541K
Total Expenses
$-350,126
Net Assets
0
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
86.5%
Fundraising Efficiency
N/A
Operating Reserve
-7.76x
Liability-to-Asset
184.7%
Revenue Diversification
88.4%
Compared with Peers
FY 2025
Compared with 80 similar organizations
(United States, Mutual & Membership Benefit, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
86.5% | 85.1% |
P10P90
|
Above median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
4.8% | 14.2% |
P10P90
|
Above median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
8.7% | 0.0% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
-7.8 mo | 19.8 mo |
P10P90
|
Bottom quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
184.7% | 0.1% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
88.4% | 87.9% |
P10P90
|
Below median |
|
Surplus margin
Surplus as a share of revenue
|
-10.2% | 12.5% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $491K | $541K | $-350,126 | 86.5% | 0 |
| 2023 | $227K | $443K | $-91,262 | 93.2% | 0 |
| 2022 | $246K | $371K | $125K | 93.5% | 0 |
| 2021 | $2.0M | $1.3M | N/A | — | 0 |
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