Charity Search / FLORIDA BAY FOREVER SAVE OUR WATERS INC
Environment (C99) 990 on File

FLORIDA BAY FOREVER SAVE OUR WATERS INC

EIN: 81-3124653 · ISLAMORADA, FL 33036-3795 · United States · FY 2025 Data
3 out of 5 45 / 100 Based on 2+ years of filings
Financial strength (30%) 76/100
Reliability (20%) 50/100
Effectiveness (25%) 51/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2025
$89K
Total Revenue
$100K
Total Expenses
$85K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 66.1%
Fundraising Efficiency N/A
Operating Reserve 10.24x
Liability-to-Asset 0.3%
Revenue Diversification 90.8%
Compared with Peers
FY 2025
Compared with 1,583 similar organizations (United States, Environment, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
66.1% 82.3%
P10P90
Below median
Operating reserve
Months of expenses covered by net assets · higher is better
10.2 mo 33.3 mo
P10P90
Bottom quarter
Liabilities to assets
Total liabilities / total assets · lower is better
0.3% 0.0%
P10P90
Bottom quarter
Revenue concentration
Share of revenue from the largest source · lower is better
90.8% 92.5%
P10P90
Above median
Revenue growth
Year over year revenue growth
5.7% -1.3%
P10P90
Expense growth
Year over year expense growth
54.1% -1.0%
P10P90
Surplus margin
Surplus as a share of revenue
-12.3% 15.3%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $89K $100K $85K 66.1%
2024 $84K $65K $96K 60.8%
2023 $116K $65K $77K 57.9%
2022 $95K $110K $26K 53.9%
2021 $205K $79K N/A 1
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Organization Details
EIN
81-3124653
State
FL
City
ISLAMORADA
ZIP
33036-3795
Classification
C99
Category
Environment
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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