Charity Search / ST JEANS CREDIT UNION CHARITABLE FOUNDATION INC
Community Improvement (S20) 990 on File

ST JEANS CREDIT UNION CHARITABLE FOUNDATION INC

EIN: 82-4193604 · SALEM, MA 01970-1744 · United States · FY 2025 Data
2 out of 5 29 / 100 Based on 2+ years of filings
Financial strength (30%) 49/100
Reliability (20%) 45/100
Effectiveness (25%) 21/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2025
$100K
Total Revenue
$42K
Total Expenses
$405K
Net Assets
N/A
Employees
Revenue Sources
Program Expense Ratio 0.0%
Fundraising Efficiency N/A
Operating Reserve 116.14x
Liability-to-Asset N/A
Revenue Diversification 84.9%
Compared with Peers
FY 2025
Compared with 2,629 similar organizations (United States, Community Improvement, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
0.0% 83.3%
P10P90
Bottom quarter
Operating reserve
Months of expenses covered by net assets · higher is better
116.1 mo 22.5 mo
P10P90
Top quarter
Revenue concentration
Share of revenue from the largest source · lower is better
84.9% 96.4%
P10P90
Above median
Revenue growth
Year over year revenue growth
-11.3% -0.5%
P10P90
Expense growth
Year over year expense growth
-22.8% -1.2%
P10P90
Surplus margin
Surplus as a share of revenue
58.2% 11.1%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $100K $42K $405K 0.0% —
2024 $113K $54K $347K 0.0% —
2023 $133K $43K $288K 0.0% —
2022 $57K $43K $198K 0.0% —
2021 $171K $37K N/A — 1
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Organization Details
EIN
82-4193604
State
MA
City
SALEM
ZIP
01970-1744
Classification
S20
Category
Community Improvement
Rating
2★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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