Religion-Related
(X21)
990 on File
COVENANT LIFE MINISTRIES
Financial strength (30%)
71/100
Reliability (20%)
55/100
Effectiveness (25%)
75/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$194K
Total Revenue
$160K
Total Expenses
$147K
Net Assets
1
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
100.0%
Fundraising Efficiency
N/A
Operating Reserve
10.99x
Liability-to-Asset
0.3%
Revenue Diversification
87.5%
Executive Compensation
$35K
Compared with Peers
FY 2025
Compared with 4,018 similar organizations
(United States, Religion-Related, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
100.0% | 87.7% |
P10P90
|
Top quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
0.0% | 8.2% |
P10P90
|
Top quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
11.0 mo | 7.7 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
0.3% | 0.2% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
87.5% | 99.5% |
P10P90
|
Above median |
|
Revenue growth
Year over year revenue growth
|
58.3% | 5.4% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
46.5% | 6.7% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
17.4% | 2.4% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $194K | $160K | $147K | 100.0% | 1 |
| 2024 | $123K | $109K | $113K | 100.0% | — |
| 2023 | $86K | $77K | $100K | 100.0% | — |
| 2022 | $111K | $77K | $91K | 100.0% | — |
| 2021 | $142K | $61K | N/A | — | 1 |
Donor Reviews
Write a ReviewNo reviews yet
Be the first to share your experience with this organization.