Education
(B82)
990 on File
MIDDLETOWN AREA CHAMBER OF COMMERCE FOUNDATION
Financial strength (30%)
90/100
Reliability (20%)
50/100
Effectiveness (25%)
78/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$136K
Total Revenue
$121K
Total Expenses
$113K
Net Assets
0
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
91.1%
Fundraising Efficiency
N/A
Operating Reserve
11.15x
Liability-to-Asset
6.4%
Revenue Diversification
63.2%
Compared with Peers
FY 2025
Compared with 10,291 similar organizations
(United States, Education, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
91.1% | 89.6% |
P10P90
|
Above median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
5.9% | 7.5% |
P10P90
|
Above median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
3.0% | 0.0% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
11.2 mo | 9.1 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
6.4% | 0.1% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
63.2% | 87.8% |
P10P90
|
Top quarter |
|
Surplus margin
Surplus as a share of revenue
|
10.7% | 3.1% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $136K | $121K | $113K | 91.1% | 0 |
| 2023 | $100K | $102K | $65K | 93.3% | 0 |
| 2022 | $115K | $116K | $65K | 98.7% | 0 |
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