Mutual & Membership Benefit
(Y440)
IRS Verified
DX Registered
990 on File
CHP 11 99 FOUNDATION
Financial strength (30%)
58/100
Reliability (20%)
55/100
Effectiveness (25%)
61/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$11.6M
Total Revenue
$7.8M
Total Expenses
$114.9M
Net Assets
12
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
58.6%
Fundraising Efficiency
226.1%
Operating Reserve
176.49x
Liability-to-Asset
0.5%
Revenue Diversification
64.8%
Executive Compensation
$1.1M
Compared with Peers
FY 2025
Compared with 23 similar organizations
(United States, Mutual & Membership Benefit, $1M–$10M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
58.6% | 84.6% |
P10P90
|
Bottom quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
21.5% | 11.0% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
19.9% | 0.0% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
176.5 mo | 54.0 mo |
P10P90
|
Top quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
0.5% | 19.5% |
P10P90
|
Above median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
64.8% | 91.5% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
-5.2% | 2.2% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
13.4% | 10.0% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
32.8% | 2.8% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $11.6M | $7.8M | $114.9M | 58.6% | 12 |
| 2024 | $12.3M | $6.9M | $98.4M | 57.9% | 14 |
| 2023 | $17.2M | $6.2M | $83.9M | 57.2% | 10 |
| 2022 | $8.9M | $6.0M | $72.5M | 54.8% | 12 |
| 2021 | $18.5M | $6.0M | N/A | — | 11 |
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